Terms & Conditions
Prior to starting credit education and document processing services, you will sign a client agreement along with the following:
1. Credit Service Agreement
2. Authorization for Credit Repair Action
3. Consumer Credit File Rights (CROA Disclosure)
4. Right Of Cancellation Notice
The services we perform may include
Document preparation and credit education. We will evaluate your current credit reports as listed with applicable credit reporting agencies and work with you to identify inaccurate, erroneous, false, or obsolete information. You will choose which items you would like to dispute. We will advise you on steps to be taken to dispute any inaccurate, erroneous, false or obsolete information contained on your credit reports.
We will prepare all necessary correspondence in dispute of inaccurate, erroneous, false, or obsolete information in your credit reports.
You will forward to us your correspondence received from the credit reporting agencies and we will assist you in further correspondence with those agencies.
Consulting, coaching, and monitoring services are conducted by personal meetings, webinars, video conferencing, telephone, email, or by any other form of communication during normal business hours.
Notice of Right to Cancel
''You may cancel this contract at anytime, without any penalty or obligation. It is a month-to-momth contract.
Our Refund Policy is very simple. You can cancel the services at anytime. You will be refunded for the last charge you incurred within the past 30 days. One can cancel at any time where they request a refund via email or telephone or by mailing a signed and dated letter requesting refund. We have now developed a new and improved easy three steps refund policy so that clients can be satisfied and to be able to make wise decisions.
The steps are as follows:
1. Contact us via preferred method of communication telling us your concerns and reason for requesting your refund.
2. Allow us five (5) – seven (7) business days to process refund.
3. Confirmation of the refund transaction sent to you confirming refund
Please acknowledge your receipt of this notice by electronically signing the form indicated below.
It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney.